13 Check Cashing Places Open On Sunday In 2024

Want to know about Check Cashing Places Open On Sunday? You’re on the right page.

Sunday is not a good day to deal with financial or bank matters. Sundays are often closed for banks and credit unions, and even their mobile apps won’t process transactions until the next business day. 

So, What are your options for Check Cashing Places Open On Sunday?

It is convenient and easy to cash a check, which makes it one of the most common forms of payment. It is still possible to cash checks on Sundays. The merchant must accept checks before the purchase can be made.

Prepaid cards can still be used for purchases like groceries, rent, and insurance payments despite an increase in ways to deposit personal checks to them.

There are several ways to Check Cashing Places Open On Sunday, depending on your preferences. Checks can be cashed by going to the bank that issued them, which is open on Sunday.

Let’s begin without further delay.

What Are Check Cashing Services?

The check-cashing industry is not a bank. A range of simple transactions and consumer finance products are offered by these financial services providers, including check cashing, money orders, electronic bill payment, and small loans. In addition to payday loans, some of these companies also offer payday advances.

In the United States, there are approximately 13,000 neighborhood financial service centers, serving 30 million customers and providing an estimated $106 billion in financial services each year, according to Financial Services Centers of America (FiSCA), the trade group that represents these companies.

Check-cashing services are also available through some retailers, such as Walmart.

How Do Check Cashing Services Work?

Cash can be accessed instantly through check-cashing services. The funds can sometimes be available the following business day or a few days later if you deposit a check in a traditional bank account. Still, you can walk out with the money after showing them your government ID and showing them your check.

Top Check Cashing Places Open On Sunday

Walmart

Walmart Money Center is one of the Check Cashing Places Open On Sunday and gives you your money instantly. You can cash various checks at Walmart, such as government checks, tax refund checks, 401(k) and retirement checks, insurance settlement checks, payroll checks, cashiers’ checks, two-party checks, and MoneyGram money orders. There are many types of checks that Walmart can cash. Cash is usually cashed for:

• The Payroll Check
• Government Checks
• 401k Checks
• A Cashier’s Check
• A Check for Settlement

The limit on checks cashed at Walmart varies from state to state, but it is usually $5,000, though it is increased to $7,500 between January and April.

Fees – $4 maximum for pre-printed checks up to $1,000. There is a $6 fee for two-party personal checks up to $200.

Kroger

Kroger and its affiliates opened check cashing stations on Sundays in 1950.

There are 74 locations in 31 states where customers can deposit checks for payroll, businesses, the government, insurance settlements, and income tax refunds. There are over 2,000 Kroger Money Services stores that offer check cashing, bill paying, debit card cashing, money orders, prepaid cards, and much more. Kroger accepts the following types of checks:

• The Payroll Check
• The Insurance Settlement Check
• Checks From the Government
• The Tax Refund Check
• The Business Check

Fees – Checks between $2,000 and $5,000 are $6, and the fee for checks below $2,000 is $3.50. A Kroger Plus Card can save you $0.50.

Publix

Several Publix stores are open on Sundays, and the company has offered check cashing services since the early 1990s.

Customers can cash various checks from Publix, including those from businesses, government agencies, payroll, insurance settlements, or even income tax refunds, located primarily in states like Florida, Georgia, and the Carolinas. Publix stores are based primarily in the Southeast, which includes states like Florida, Georgia, and the Carolinas.

It is a national brand, but it stands out as a prominent supermarket chain in its region.

Fees – Payment fees are between $3 and $6, based on the amount and type of check. The limit for personal checks is $75 per day; the limit for payroll checks is $500 per week.

Speedy Cash

Checks of all kinds are accepted at Speedy Cash, including benefit checks, cashier’s checks, bank drafts, payroll checks, student loan checks, unemployment checks, personal checks, and more. There may be a hold on some checks before they can be cashed, so if the check is not from the government or payroll, you may have to wait for your Cash.

The company is located in 14 states: Arizona, Arkansas, California, Colorado, Georgia, Kansas, Kentucky, Mississippi, Missouri, Nevada, Oklahoma, Oregon, Tennessee and Texas. The company’s locations are not all open 24 hours a day.

There are many types of checks that it can cash, including:

• Checks For 401ks And Iras
• Payments For Benefits
• A Cashier’s Check
• Checks From The Government
• Checks For Insurance
• The Payroll Check
• The Personal Check
• A Stimulus Check
• The Refund Of Taxes
• A Check For Unemployment Benefits

Fees- You must pay a minimum of $2 to cash a check.

PLS Check Cashing

The PLS network includes locations in 12 states, including Arizona, California, Illinois, Indiana, Kentucky, Massachusetts, New York, North Carolina, Ohio, Oklahoma, and Wisconsin. There are many locations that are open 24 hours a day, but not all of them. In addition to cashing paychecks, government checks, business checks, and much more, PLS will also cash checks from out-of-state companies. Also, personal checks will be cashed.

Checks can be cashed at PLS Check Cashing in a variety of ways, including:

• The Paycheck
• The Personal Check
• Government Checks
• The Tax Refund Check
• A Stimulus Check
• A Business Check
• Checks From Out-of-state

Fees- PLS depending on the location. An additional 1% is usually added to the check amount at most locations.

Payomatic

An important part of Payomatic’s business is check cashing. Only a few stores are open 24 hours daily in all five boroughs.

Cash a payroll check, government check, insurance settlement check, union check, money order, and more at a Payomatic location with a valid ID. There is no personal check cashing service provided by Payomatic.

Fees – A modest 2.19% fee is charged for accepting tax returns, government checks, paychecks, lawyer checks, and union checks.

7-Eleven

As part of its Transact program, 7-Eleven offers several services. It’s a mobile app-enabled prepaid MasterCard that can be reloaded with checks using a mobile app.

Transact by 7-Eleven is a great option if you want to cash a check after hours.

You can use Transact with any type of check. Your iPhone or Android smartphone’s camera can be used to load funds to your Card Account via Mobile Check Load.

Fees – There are no transaction fees. A $5 monthly fee is instead charged.

H-E-B (Texas)

Sundays are the best time to cash checks at H-E-B (Texas) and get your Cash immediately. The store can cash various checks, such as tax refund checks, government checks, payroll checks, dividend checks, insurance checks, and Western Union money orders.

Fees- $3 for up to $3,000; the additional fee is $9,500.

WinCo Foods

In the Western United States, WinCo Foods operates a large grocery chain. WinCo Foods stores are located in Oklahoma and Texas, in the western United States.

The maximum payroll check amount that WinCo will cash is $1,000 per person. It is also possible to submit two payroll checks in the same week. You must also have your payroll checks machine-printed to cash them at WinCo.

Fees- Cashing a check costs between $5 and $10, according to its amount.

The ATM

It’s super convenient to use ATMs rather than going to a bank to get Cash. During weekends and holidays, they work as well. 

A check deposit feature is available on some ATMs. You can deposit checks at an ATM with ease, but you must have a bank account to do so.

Your account may not be credited immediately after the check clears. This makes them unsuitable for cashing checks at that time. 

ATMs are a good alternative if you don’t need the money urgently. 

The Bank Branch

It would be ideal if you could cash a check at your bank branch. There are, however, no Sunday banking hours at the largest banks, like Bank of America and Chase. 

On Sundays, few businesses remain open for the general public, but some cater to private clients. A private customer account is required to cash a check at any of the big banks. 

Some smaller financial institutions, however, might open on Sundays. Mobile banking apps or the company’s website can be used to check that information. 

Checks can be cashed in your bank’s branch because it’s familiar, and it’s also free if you live in the vast majority of areas. 

Cash Checking Stores

There are dedicated cash-checking stores as an alternative to retail stores and banks. Check Cashing Places Open On Sunday and 24 hours a day. 

You can withdraw all of your Cash from Cash checking places once the check has been promptly verified, unlike banks, which hold on to your check. You can also cash out an unlimited amount. 

Their fees are based on a percentage of the check. Usually between 2 and 3 percent. A fixed fee may apply to some checks based on their type. It is best to check beforehand, as this will help you avoid having to pay too much.

Fortunately, they will cash most checks since getting paid is in their best interest. 

A Pawn Shop

The majority of pawn shops offer check cashing services as well, especially on Sundays when most traditional outlets are closed.

Although they aren’t specifically focused on financial transactions, many are open seven days a week.

There are pawn shops that cash payroll checks, government checks, and personal checks.

Their fee structure depends on whether they charge a flat rate or a percentage of the check’s value.

Requirements For Check Cashing Places Open On Sunday

You’ll need different things depending on where you’re cashing your check. These are the three things you’ll generally need:

• Documents issued by the government, such as state IDs, passports, and driver’s licenses
• Usually, check-cashing fees are deducted from the check (though sometimes they are not).
• Lastly, if you’re under 18, having a parent or guardian with you may be helpful.

Why Do People Use Check Cashing Services?

People use check-cashing services for various reasons, from not having a bank account to requiring Cash immediately.

Accounts Can’t Be Opened

A check-cashing service may be the only option available to people who are unable to open a regular bank account. There are several reasons for this:

• Their ChexSystems score is poor.
• Minimum deposit requirements cannot be met because they do not have enough savings.
• Their area doesn’t have a bank.
• Customers may turn to check-cashing services as a last resort in such cases.

Banking is Not Available To Them

An account does not indicate a physical branch near where the person lives just because they have a bank account. The solution for these people is usually an online break. 

The problem arises when an Internet connection is not secure.

The convenience of check-cashing services might also be a factor for these customers. Mobile deposit is now available at many banks, but some people still prefer to deposit checks by hand.

Access To Cash Immediately

The Cash provided by check-cashing services can be requested immediately in many instances. The funds may not clear for one or more business days after a check is deposited at a bank. Cash-out services are, therefore, an attractive option for customers who need Cash immediately. People with irregular work schedules can also benefit from check-cashing services because they are open 24 hours a day.

Pros and Cons of Check Cashing Places Open On Sunday

The use of Check Cashing Places Open On Sunday has some positives and some negatives:

The Pros

• Cash is available immediately without having to wait for checks to clear
• Banks may offer more convenient hours and locations for customer service
• Providing financial services to the unbanked, underbanked, and others who may not want a bank account

The Cons

• There can be a lot of fees
• Cash is a risky investment
• Payday loans may be sold by some check-cashing services
• Funds are not insured

FAQ

Conclusion

The Check Cashing Places Open On Sunday in your need. There are many options for Check Cashing Places Open On Sunday, including weekend bank branches, big chain retail stores, dedicated cash check-cashing stores, ATMs, and even mobile banking apps.